DSCR loans
Qualify on rental income, not tax returns. DSCR down to 0.75 with no-ratio options, FICO from 600, 1–4 and 5–10 units. Brokers earn up to 1:8 YSP on DSCR.
Business-purpose financing for construction, rehab, rentals, multifamily and bridge.
HomeSearch.LA is a scenario desk and pricing line for brokers placing business-purpose loans on non-owner-occupied investment properties. Programs are offered through CapitalEdge Funding, a wholesale non-QM lender serving real estate investors nationwide.
Qualify on rental income, not tax returns. DSCR down to 0.75 with no-ratio options, FICO from 600, 1–4 and 5–10 units. Brokers earn up to 1:8 YSP on DSCR.
Purchase plus rehab financing up to 90% of purchase and 75% of after-repair value, FICO from 660, loans up to $5M.
New construction and heavy rehab up to 90% loan-to-cost, FICO from 640, with soft costs financed on qualifying projects.
Hard money bridge financing on investment properties, FICO down to 500, up to 50% LTV, loans up to $5M, 12-month terms with payments held back.
DSCR financing for non-U.S. investors with no U.S. credit score required, up to 80% LTV on 1–4 units.
Multifamily value-add bridge up to $7.5M and 80% loan-to-cost, plus 2nd liens on rentals up to $1M and 75% CLTV.
Account Executive, CapitalEdge Funding. 15+ years in mortgage lending and real estate, helping brokers and loan officers place DSCR, construction, fix and flip and bridge loans for their investor clients.
(818) 925-9292 · vardan@capitaledge.money · Watch program breakdowns on YouTube